Critical illness cover or insurance is a long term insurance policy which covers serious illnesses listed within a policy. The policy will pay out if you get one of these illnesses. Examples might include: stroke, heart attack, certain types of cancer, certain conditions such as multiple sclerosis, and permanent disabilities as a result of injury or illness.
The pay out is in the form of a one off, tax free, lump sum payment.
This can help to pay off your mortgage or rent, any debts you may have, or any alterations such as wheelchair access, which may be needed.
Critical illness cover is often sold alongside Life Insurance but do not confuse the two, they are not the same thing! We have access to thousands of policies and can ensure we find the perfect match for you.
Get in touch today so we can help you to decide if this is something you ought to have in place.
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